John Ternullo

For Sale! 11 Mill Pond, North Andover, MA

Welcome to Mill Pond! This townhome is located in a serene setting surrounded by nature, and offers a spacious layout with three levels of living. The first level provides a kitchen, dining room and living room, with both a patio and a balcony to enjoy fresh air, morning coffee, or afternoon sun with a favorite book. Two spacious bedrooms are located upstairs, each with a private bathroom and walk-in closet. Washer and dryer on bedroom level. The finished basement adds additional flexibility to the layout, including two large rooms plus a full bathroom - ideal for a fun TV room, home office, or guest quarters. Your personal touch will add instant equity! Unit comes with convenient 1 car detached garage and comfortable central air conditioning. Located in the Old Center by Lake Cochichewick, walking trails at Weir Hill, and activities at the Town Common! Excellent location near shopping and restaurants, plus Routes 495, 93, 95, and more!

Click here to learn more about this property!

Send us a message for details or contact us at (617) 275-3379.

Watch the virtual tour for 11 Mill Pond, North Andover, MA 01845 below!

 

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September 2019 Housing Market Update

 

“Lower interest rates have fueled the stabilizing housing market,” reports Linda

O’Koniewski, CEO of Leading Edge. “Rates have dropped so much that mortgage

lenders are refinancing people who bought as recently as March. We expect the

interest rate boost to keep the market strong through fall.”

 

 

If you're looking to buy or sell in the suburbs North of Boston Contact us!

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Condo for Sale! 50 Belle Avenue, Medford, MA 02155

Welcome to urban living tucked away in the Suburbs of North Medford. This Davenport schoolhouse renovation offers uncommon amenities including a sprawling floor plan, 12' soaring ceilings, and enormous windows that drench the home with morning sunlight!  The granite & stainless kitchen provide an island for guests to mingle and seamlessly opens to the dining & living room to allow for easy entertaining. The east facing private deck is the perfect spot to enjoy fall mornings with a cup of coffee.  The king sized master bedroom offers a welcoming retreat and comes complete with his and hers closets and master bath with jacuzzi style tub. The separated finished basement offers endless possibilities and would be ideal for a home theater room, exercise room or both! Gorgeous maple hardwood flooring.  Tons of storage.  3 deeded parking spaces. Minutes to Middlesex Fells, Wrights Pond, and convenient to public transportation, Oak Grove T station and Rt 93!

Learn more about this property here!

Send us a message for more details or contact us at (617) 275-3379.

Watch the virtual tour for 50 Belle Avenue, Medford, MA 02155 below!

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A Recession Does Not Equal a Housing Crisis

(Photo by Tom Rumble on Unsplash)

Recently, there's been a lot of news surrounding an impending recession. However, the same experts predicting an economic slowdown also believe it will not be caused by the housing market. If you're thinking of buying or selling a home, there's no need to panic- let's get together to address your concerns and talk about what's really happening.  

Contact us to chat more!

Watch the video below for more insights.

Sources used for data:

 

 


 

 

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Community Spotlight: Whitelam Books in Reading, MA

Independent books stores are a rare find these days, especially in small towns.  For our August Community Spotlight,  Michelle Ternullo interviewed Liz Whitelam, Owner of Whitelam Books in Reading, MA.   Liz has created a wonderful community centered shop.  There's a wide variety of books to choose from plus many thoughtful gifts for book lovers and creative kids.  

Watch the video below to learn more!

 

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August 2019 Real Estate Market Update

 

“The balance of power is shifting and sellers need to change their expectations of

what their home is worth,” reports Linda O’Koniewski, CEO of Leading Edge. “Say

good-bye to double digit appreciation. As we move toward a normal market, values

are shifting. An experienced real estate professional can provide data to ensure

homes sell at an optimal price for their clients.”

 

Contact us for more info!

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Massachusetts Ranks First in Public Schools

One of the first things buyers often consider when looking for a home is the public school system.  According to a recent study by WalletHub, Massachusetts has the best public school system in the country.  Massachusetts placed highest for math and reading test scores and tied for second in ACT scores.  Massachusetts also tied for first in safety. Another reason to love living in Massachusetts!  

If you and your family are considering a move to the suburbs North of Boston we'd love to hear from you!  Contact us!   (617) 275-3379 or homes@ternullorealestate.com

Read the article by WalletHub here! 

 

Mid-Year Housing Market Update: Three Things to Know Today

Mid-Year Housing Market Update: Three Things to Know Today | MyKCM
 

Shifting trends and industry-leading research are pointing toward some valuable projections about the status of the housing market for the rest of the year.

If you’re thinking of buying or selling, or if you just want to know what experts are saying is on the horizon, here are the top three things to put on your radar as we head into the coming months:

  1. Home prices are appreciating at a more normal rate: Home prices have been appreciating for about ten years now. Experts at the Home Price Expectation Survey, Mortgage Bankers Association, Freddie Mac, and Fannie Mae are forecasting continued growth throughout the next year, although it should be leveling-off to normal appreciation (3.6%), as we move into 2020.
  2. Interest rates are low: Over the past 30 years, the average mortgage rate in the United States has been 8.27%, and rates even peaked as high as 18% in the 1980s. Today, at 3.81%, the rate is considerably lower than the historical 30-year average. Although experts predict it may climb into the low 4% range in the near future, that’s still remarkably lower than our running average, suggesting a great time to get more for your money over the life of your loan.
  3. An impending recession does not mean there will be a housing crash: Although expert research studies such as those found in the Duke Survey of American CFOs and the National Association of Business Economics, are pointing toward a recession beginning within the next 18 months, a potential recession isn’t expected to be driven by the housing industry. That means we likely won’t experience a devastating housing crash like the country felt in 2008. Expert financial analyst Morgan Housel tweeted:

“An interesting thing is the widespread assumption that the next recession will be as bad as 2008. Natural to think that way, but, statistically, highly unlikely. Could be over before you realized it began.”

In fact, during 3 of the 5 last U.S. recessions, housing prices actually appreciated:Mid-Year Housing Market Update: Three Things to Know Today | MyKCM

Bottom Line

With prices appreciating and low interest rates available, it’s a perfect time to buy or sell a home. Let’s get together to discuss how you can take the next step in the exciting journey of homeownership.  Contact us today!

North of Boston Famers Market Guide

 

Now is the best time of year to visit one of the many wonderful farmers markets in the communities North of Boston! 
Not only will you be able to pick the best seasonal produce, but you'll likely find a delicious snack, lunch or dinner to munch on while you shop! Maybe the kids can help and everyone can try a new veggie for dinner tonight!? Also, visiting a farmers market is a great way to learn about the communities you're house hunting in!
Check out the guide below! 

North Reading- Wednesdays June 19th - Aug. 28th 
from 3:30pm to 7:00pm
Ipswich River Park
15 Central St, North Reading, MA 01864
http://www.northreadingfarmersmarket.org
 

Melrose- Thursdays from 2pm-7pm
June through October (closes at 6PM in October)
Bowden Park, near the Cedar Park Train Station
167 West Emerson Street, Melrose, MA 02176
https://melrosefarmersmarket.org

Stoneham- Thursdays June 6 - Sept 26th 2:30pm-6:30pm
Town Common
340 Main St, Stoneham, MA 02180
https://stonehamfarmersmarket.com
 

Winchester- Saturdays through Oct. 26th. 9am-1pm
Winchester Common
22 Church St, Winchester, MA 01890
https://www.winchesterfarmersmarket.org
 

Andover- Saturdays October 19th 10a.m.-2:00 p.m.. 
97 Main Street in downtown Andover on the South Lawn of the Andover Historical Society.
https://andoverhistorical.org/programs
 

North Andover- Sundays through September 29. 10am - 2:00 p.m.  
The intersection of First and Main Streets in downtown North Andover
https://northandoverfarmersmarket.org
 

 

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Community Spotlight: RSK Marble & Granite

(photo courtesy of sanctuaryhomedecor.com)

For this month's Community Spotlight we are featuring one of our trusted vendors:  RSK Marble & Granite.  John and Michelle are renovating their kitchen and sought out the expertise of brother and sister team Peter and Kristine at RSK.  The family-owned business specializes in natrual and engineered stones.  Watch the video to learn more!   Also check out our Facebook page for the change to win a discount on countertops for your next renovation!

 

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